6.10.4 Safe to install
IndiaLends: Fast and Reliable Instant Loan Solutions

IndiaLends offers a user-friendly interface and quick processing for personal loans, making it an excellent choice for those in need of immediate financial support.
IndiaLends operates as an online marketplace offering a variety of credit products, including free credit reports, a range of credit cards, and personal loans from various Banks and NBFCs. The platform facilitates instant personal loans with most services being fully digital. In addition to its consumer-facing services, IndiaLends provides technology, data, and credit analytics solutions, alongside a loan management platform for financial institutions. The platform is staffed by a team of seasoned credit risk professionals and data scientists.
Product features:
- Personal loan: Customers can access personalized personal loan offers up to ₹25 lacs at interest rates starting from 10.25%, with a tenure ranging from 1 to 5 years. The app aids in selecting the most suitable Banks/NBFCs based on personal loan eligibility criteria. IndiaLends has collaborations with over 50 banks and NBFCs, including BAJAJ FINANCE LIMITED, and IDFC FIRST Bank Limited.
- Personal Loan Eligibility:
- Age: 18 years - 60 years
- Employment Type: Salaried/Self-Employed
- Minimum Net Income (monthly): ₹10,000
- Work Experience: Salaried for at least 6/12 months or Self-Employed for at least 3 years
- Tenure: (Min) 6 to (Max) 60 months
- Interest Rate: ranges from 10.25% to 25% depending on the customer’s credit and risk profile
- Representative Example: With a representative 25% APR based on borrowing ₹5 lacs repaid over 60 months with monthly repayments of ₹14,676, the total cost of the loan would be Rs 8,91,090.
Our Lending Partners include:
- List of partnering institutions like Clix Capital Services Private Limited, PaySense Services India Private Limited, HDFC Bank Limited, ICICI Bank Limited, Kotak Mahindra Bank Limited, among others.
Please note:
- The processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change.
- In cases of payment mode changes or delays in EMIs, additional charges or penal fees may apply as per the lender's policy.
Credit Card Services:
- The IndiaLends app offers credit card recommendations from over 40 options, allowing users to choose the best-suited credit card provider from associations like ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL, and Yes Bank.
Free Credit Score / Cibil Score:
- In addition to credit products, users can access their free Credit Score / Cibil Score worth ₹1200 through the IndiaLends app. Users receive a detailed analysis of their credit report / Cibil Report and tips for score improvement. A new feature enables users to refresh their credit report and understand changes in their credit score.
Overview
IndiaLends - Instant Loan App is a Freeware software in the category Business developed by Indialends.
The latest version of IndiaLends - Instant Loan App is 6.10.4, released on 05/02/2024. It was initially added to our database on 02/20/2024.
IndiaLends - Instant Loan App runs on the following operating systems: iOS.
Users of IndiaLends - Instant Loan App gave it a rating of 4 out of 5 stars.
Pros
- Provides instant loan approval within minutes
- Simple and user-friendly application process
- Offers competitive interest rates
- Available for both salaried and self-employed individuals
- Secured platform with data encryption for privacy protection
Cons
- May have strict eligibility criteria for loan approval
- Applicants with lower credit scores may have limited loan options or higher interest rates
- Possibility of hidden fees or charges

Peter Salakani
I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.
Latest Reviews by Peter Salakani
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